Feature Ideas

Comprehensive visual dashboard to provide loan & financial performance analytics for the company and its team members. Examples: closed loan statistics (volume/unit numbers, rankings, KPI tracking, geographical heatmap); Forecasting (anticipated revenue based on loans in process/estimated closing date), LO profitability reports, and more.

Tool to help broker/owners predict Loan Officer profitability and suggest compensation plans based on LO's needs. Generates PDF to share with recruits.

Ability for an employee to give a referral to another employee if company has a referral program. Typically used when an LO isn't licensed in that state or doesn't specialize in a particular product. Will also have ability to add a referral bonus structure.

Ability to create & save commission plan templates to simplify the EpochOS onboarding process and for when broker hires new employees.

Integration to seamlessly integrate with LendingPad for data to flow into EpochOS.

Post sales receipts to QuickBooks with a breakdown of the broker check (revenue + passthrough expense reimbursements - tolerance cures or other adjustments).

So accounting could followup with title on loans where we haven't received the check in a timely manner. obviously wires are preferred but a lot of title companies will send checks.

Directory of Loan Officers in the company with ability to find by licensed state.

Create a social media studio which leverages mortgage broker's branding and performance data which lives in EpochOS to automatically generate social media graphics. Examples would be number of days to CTC, month and annual performance statistics such as number of loans closed, average number of days to CTC, number of days between CTC and closing date, etc.

Mortgage brokers can apply for a corporate charge card which does not report to personal credit. Provides rewards boosts for every day purchases specific to mortgage brokers such as credit reports, LOS subscriptions, etc. which no other credit card is able to offer. Broker will be able to issue physical and virtual cards to any employee for them to be able to pay for business expenses pre-tax. Corporate card would be released in conjunction with an expanded expense management platform where expenses can easily be categorized and integrated with QuickBooks, and deducted from the Loan Officer's commission if necessary.

Pull P&L from QuickBooks via API, and categorize chart of accounts into NMLS specifications. Will export as XML to be imported into NMLS.

Create a social media platform and chat for brokers to communicate with their company and also the broker community at large. Create groups to keep conversations organized (Business Development, Operations, Broker/Owners Only, etc).

Ability for any individual(s) to earn commission as a result of another person in the organization funding a loan. Can either be a dollar amount or bps. This would generally be used for Branch Manager & LO relationships, or recruiting override bonuses.

Calendar with reminders to ensure broker/owners or their admins are performing compliance tasks on time, such as closed loan file audits, MCR deadlines, annual report filing reminders, etc. Can assign tasks to members on the team and track when it's been completed.

Central location to look up information about the lenders they are approved with. Information includes company address, NMLS ID, mortgagee clauses, FHA/VA lender IDs, product niches, AE contact information, and more. Will also add a rating system for LOs within a company to share their recent experiences with a lender. Email can automatically be sent to LO to provide feedback upon loan closing.